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Encarta defines Risk Management as: |
risk man•age•ment
NOUN
1. analysis of possible loss: the profession or technique of determining, minimizing, and preventing accidental loss in a business, e.g. by taking safety measures and buying insurance.
Risk management is not just for businesses. The Darren Reuter Agency practice is built around the belief that whether an individual or business, single or married, we all have an exposure to possible loss.
This loss could be minimal or catastrophic; backing out of a parking lot and hitting another vehicle to accidentally striking one or more individuals in a cross walk or having someone steal your business computer to being sued for failure to deliver on a business contract. These are just a few examples of the type of exposure we have in our daily life that can affect us both emotionally and financially. The financial part is where they come in. With adequate protection of the financial the emotional will be minimized.
Darren Reuter ChFC® CASL® CLU® can help determine the potential risks in your business or family and find the best coverage.
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The questions you should ask yourself:
- Do you have business assets? How well protected are they?
- Do you have personal assets? How well protected are they?
- Do you have a family? How well protected are they?
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| If you are not 100% sure of the answer you should contact me for an absolutely FREE review: (707) 526-3002. |
| We are conveniently located on Mendocino Avenue in Santa Rosa. We are proud to serve residents and businesses located in Sonoma County and the greater North Bay Area. |
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We can help you assess: | | |
- Your Risks: Property liability, long-term care, emergency savings and more
- Your Dreams: Savings, retirement, education planning and more
- Your Legacy: Estate planning and more
- Your solutions: This is where our expertise in Risk Management shines
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How does the process work? |
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Our Risks, Dreams and Legacy are intricately tied together. It is very difficult, if not impossible, to accomplish one or all without fully appreciating how this interconnection works?
Darren's approach is a holistic one. What this means for you is that this business relationship is not transactional but built on trust.
Together, you will analyze and understand the risks, goals and dreams that you have, and if the case, families or businesses future.
This is accomplished with a four-prong approach:
- A meeting to gather information so that Darren may fully know and understand your story.
- A review of your situation and the identification of the possible exposures that may exist currently or potentially for you.
- The identified exposure is presented to you to prioritize the Top 3 that could/would "keep you up at night".
- Once identified, the recommendations of solutions to your problems are made.
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Darren has been in the insurance and financial services field for over 10 years. He currently holds the professional designations of; ChFC-Chartered Financial Consultant, CLU-Chartered Life Underwriter and CASL-Chartered Advisor of Senior Living. He has also completed all course work for the CFP Certified Financial Planner designation.
He feels that as nice as the diplomas look on the wall their true value comes from making it possible for him to help his clients manage the risks of everyday life, recover from the unexpected, and realize their dreams.
Meet Darren Reuter …
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License #0D97352
